Insurance Broker vs Agent
What You Need to Know About HK Insurance Intermediaries
Everything You Need to Know
A comprehensive guide to insurance intermediaries in Hong Kong
Broker vs Agent
Legal definitions, regulatory differences, fiduciary duties, and pros & cons under the Insurance Ordinance.
Get Licensed
Complete broker licence guide: capital requirements, PII, IIQE exams, responsible officers and full timeline.
Run a Brokerage
Practical guide: startup costs, operating expenses, revenue models, finding customers and insurer partners.
Operator Economics
Deep dive into the economics of running an insurance brokerage — revenue structure and financials.
Malpractice & Grey Areas
Common malpractice — rebating, mis-selling, churning — and how to protect consumer interests.
Consumer Guide
Must-read before buying insurance: tell brokers from agents, spot mis-selling, protect your rights.
GI / LT / Composite
Understand general, long-term, and composite insurance lines and what they mean for intermediaries.